Disposable income

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定义

disposable income: 可支配收入 noun

示例

  • "She has a large disposable income and a weakness for luxury products."
  • "We can attribute this growth to two key factors: the increase in disposable income for the average Chinese household, and the opening of our new flagship store in the heart of Beijing's commercial center."
练习 1
Complete the sentences below with appropriate finance terms from the report.

This term describes a part of the capital stock of a company or corporation. "I have hundreds of in the Delavigne Corporation. They were a great investment!"

This term describes a sum of money paid to the shareholders of a corporation. "Due to our profitable year, all shareholders will receive a generous of at least 3¢ per share."

This term describes an increasing or improving trend.
There has been an in sales recently: things are looking better!

This 2-word term describes money available for non-essential items. "Young people today have a lot of (two words). Most of them spend it on CDs and drugs."

Complete the sentences below with appropriate finance terms from the report.

This term describes a part of the capital stock of a company or corporation. "I have hundreds of shares 1 in the Delavigne Corporation. They were a great investment!"

This term describes a sum of money paid to the shareholders of a corporation. "Due to our profitable year, all shareholders will receive a generous dividend 2 of at least 3¢ per share."

This term describes an increasing or improving trend.
There has been an upturn 3 in sales recently: things are looking better!

This 2-word term describes money available for non-essential items. "Young people today have a lot of disposable income 4 (two words). Most of them spend it on CDs and drugs."
1 shares: "Shares" is the right answer. People can buy "shares" in a company as an investment, in the hope that the value of these shares will increase. However, shares can also fall in value! Example: "Kalvin Krime's share price has dropped below $1 for the first time in history".
2 dividend: A "dividend" is a yearly sum of money given to shareholders, generally based on the company's financial success. The total sum of money given depends on the price per share and the number of shares held by the stock holder.
3 upturn: "Upturn" is the term we were looking for. An "upturn" is an increase, or an improvement, especially after a quiet or unsuccessful period of time. Example: "The economic upturn is largely thanks to three huge companies building factories in our country".
4 disposable income: This is the right answer. A person's "disposable income" is the money they can spend on luxuries and leisure activities, once they have paid for essentials such as bills, food, and rent. Example: "I have more disposable income now that I have a job than when I was a student". An "income" generally refers to money received by a person as a salary.
练习 2
Fill in the blanks with words from the conversation. Use the hints to help you!

According to a recent (questionnaire, poll), 60% of 75-year-olds spend all the money available after paying bills, rent, and essential items on... sweets! This new (tendency) is due to an aggressive (publicity) campaign run by Kiddy Candy Corp. The campaign features TV commercials at (directed towards) grandparents that suggest that grandchildren need to be (purchased) 2 Kilograms of candy per week - if not, they are not loved by their grandparents.

Bonus! The phrase, the money available after paying bills, rent, and essential items, could be described as a person's (2 words).

Fill in the blanks with words from the conversation. Use the hints to help you!

According to a recent [not done] survey 1 (questionnaire, poll), 60% of 75-year-olds spend all the money available after paying bills, rent, and essential items on... sweets! This new [not done] trend 2 (tendency) is due to an aggressive [not done] advertising 3 (publicity) campaign run by Kiddy Candy Corp. The campaign features TV commercials [not done] aimed 4 at (directed towards) grandparents that suggest that grandchildren need to be [not done] bought 5 (purchased) 2 Kilograms of candy per week - if not, they are not loved by their grandparents.

Bonus! The phrase, the money available after paying bills, rent, and essential items, could be described as a person's [not done] disposable income 6 (2 words).
1 survey: A "survey" is a questionnaire that collects people's opinions, often about things like political views or their attitude to new products. Example: After buying a new vacuum cleaner, I was asked to complete a customer satisfaction SURVEY. In the conversation, Susie talks about a survey that was used to explore men and women's attitudes to TigerLily: "according to the survey, Wayne thinks that wearing TigerLily makes him look tough".
2 trend: A "trend" is a "tendency", "inclination", or "fashion". This term can be used to describe both serious movements ("This graph shows the trends in political values over the past year") and less serious fads ("The latest trend is orange cardigans"). In the conversation, Susie says that she has "noticed a surprising trend: TigerLily isn't being bought by Rebecca" (it is being bought by "Wayne").
3 advertising: The term "advertising" describes the act of promoting a product, usually through the media, with the aim of increasing sales. We often shorten this to "ad". Example: Our sales have doubled since we started ADVERTISING on prime-time television. In the conversation, Bruno asks Susie if (considering the surprising survey results) Delavigne has "spent millions of dollars in advertising aimed at the wrong people".
4 aimed: "To aim" is to point or direct (a gun, weapon or anything) in order to hit a target. Advertising is usually directed or aimed at a group of people in order to generate a maximum of sales. This is what Bruno means when he talks about "advertising aimed at the wrong people"; Delavigne has spent millions of dollars on adverts directed at women, when in fact, it is men who are buying the product.
5 bought: "To buy" is to obtain something by paying money for it. It is an irregular verb (buy, bought, bought). In the conversation, Susie uses the passive voice: "TigerLily isn't BEING BOUGHT by Rebecca". The passive voice, constructed by placing the past participle of a verb after "be", focuses more on the action, while the active voice focuses more on the person who did the action. Compare the following: (ACTIVE) Jack Kerouac WROTE "On the Road" in 1951. (PASSIVE) "On the Road" was written in 1951 (by Jack Kerouac).
6 disposable income: "Disposable income" is the money available to spend (after essential costs such as rent have been paid). Example: Young professionals have a large DISPOSABLE INCOME. In the conversation, the socioeconomic group named "Rebecca" is described as being a woman between 30 and 45 with a large disposable income and a weakness for luxury products.

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